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New Health Insurance Pitfalls, Part II

Last time we introduced “narrow networks”, and this time we’ll explore some of the pitfalls and potential problems with these plans.
Narrow networks have become increasingly popular since the ACA, particularly in the Exchange markets, as they allow insurers to offer lower prices based on more heavily negotiated rates. Plans contract selectively with doctors and hospitals who charge lower prices or have a track record of treating illness less expensively.

New Health Insurance Pitfalls, Part I

According to Kaiser Health News, Nancy Pippenger, without realizing it, bought a health insurance policy with a limited network of doctors, that also provides little or no payment for care outside the network. The result: she paid $300 out of her own pocket to see her longtime doctor…visits previously covered by her old policy.